The average age of onsite installers is rising. While efforts are being made to attract young people into the decentralized wastewater industry, many of you have fewer working years ahead of you than behind you. Whether you are in that group or just starting out, now is the best time to take a more serious approach to retirement planning. Make a New Year’s resolution for 2023 to get your fiscal house in order.I have been an active stock trader for 40 years, both making my own investments and contributing to employer retirement programs. Whether you go it alone with retirement











