For small-business owners, there are obvious advantages to providing decent employee health benefits; those advantages include improved employee morale, potentially fewer sick days, and more attractive perks to entice new employees.
The problem, of course, is that group health care costs can be sizable. Fortunately, there are some proactive strategies that small-business owners can take to curb some of their health care expenditure, without leaving their employees in the lurch.
1. Start with your pharmacy strategy.
Employee pharmacy benefits can be exorbitantly expensive, especially when employees need access to specialty drugs. Some of the most cost-effective group health care plans mediate this problem
